What should I be paying?

That decision is yours alone! The amount that you want to pay or can pay, is balanced against the property's value in the market, and what the seller is willing to part with it for.

A registered valuation is an independent assessment of a property's worth. Getting a valuation prior to making an offer can give you a starting point for your negotiations. Whether you pay more, or less than that, is between you and the seller.

Subject to valuation

So what happens if you agree on a price for the property, get it valued and find that you have agreed to pay much more than it is worth?

Always make your purchase agreement 'subject to valuation'. That way, if you find it's worth less than you thought, you are in a position to renegotiate. 

How much do I love this house?

Do you really love it, or do you really, really love it? 

Some properties just have 'x-factor' from the moment you walk in the door. Is this house shouting "buy me?"

If it is, great! It's exciting to buy a house you love. But be cautious about making decisions without having all the facts at your fingertips.

Hopefully a registered valuation will confirm that this definitely is the right property for you, but if it doesn't, you will know that you have saved yourself a lot of trouble and financial risk.

Has it got everything I want?

Which features are most important to you?

Your Property InDepth Smart Report gives a description of the standard and condition of various individual aspects of a property.

Map of the area

With Property InDepth Smart Reports, you can see for yourself where the property is located in relationship to schools, shops, roads, parks and reserves, and community centres. If you have mobility issues, children, or specific lifestyle factors then location can become very important.

What type of people live in the area?

Demographic information that is available from statistical sources includes factors like age, occupation, income level, volume of rental housing, ethnicity and family make-up of people who live in the area around the property you might buy. This is important if you want to feel like you 'fit in' and it's also vital if you want to rent the property to know what kind of tenants you are likely to attract.

What have the prices done in recent years?

The market has changed dramatically in just a few years. What's happened in the area where this property is? How have values changed here, in relation to other parts of New Zealand? We can't always accurately predict the future but knowing what has happened in the past is a very good starting point.

Are there any significant problems or risks?

Imagine buying a property only to find out that council have decided to put a motorway through your back garden. If you commission a Property InDepth Smart Report, our research will aim to identify any risks like those associated with roading development. Nobody likes bad surprises, and some of these issues can affect how much money you can borrow.

What's happening in the area?

Lately it's felt like prices have gone up and up. While that's generally true, prices have risen at different levels in some areas than others. We give you graphs and tables to show you how prices have changed over several years, how long properties take to sell, and what similar properties in the area have sold for. 

What's in each room?

We are very thorough. We start at the front door and work through every single room in the house, recording all the features of the house that are included in the purchase price - right down to the heated towel rail!   

What condition are the fixtures and fittings?

Fixtures and fittings are essential to any house and when they wear out and need replacing the bills can add up. We note the condition of all fixtures and fittings - whether it is brand new, in reasonable condition, requires maintenance, or should be replaced. We also take images of the house so you can check them out for yourself. Understanding these details helps you to build up a clearer picture of whether the property is right for you. 

Book now

Book a Property InDepth valuation now, and you will have a report within hours of the inspection being completed. Now that's fast!

Telephone us on 0800 463 378 for an instant booking.

Alternatively, complete our online booking form (and we will get back to you to confirm a suitable time).