Our team of qualified, experienced and registered property valuers provide comprehensive reports so our clients can make well-informed property decisions.
Connect with our local valuers to meet your property valuation and advisory needs. Select your region to find the valuers nearest you.
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Significant changes in how New Zealand homes are insured have occurred, with insurance companies moving from Full Replacement cover to Sum Insured policies. A Sum Insured policy states the maximum amount your insurance company will pay, so you must get that sum right! As a homeowner, you are responsible for specifying the cost of rebuilding your home in the event of fire or other disaster. This includes not only the cost of rebuilding but also the cost of demolition, design and consent fees, and allowing for cost increases during design, planning, and rebuilding. There are several ways to determine your home’s insurance value, including online calculators and registered valuations. A Registered Valuation Insurance Certificate includes information on the cost of replacing your home with ‘modern equivalent’ materials and any improvements that may need replacement (such as fences, driveways, and pools). It will also make allowances for demolition costs specific to your improvements, architect and engineer fees to design replacement improvements, consent fees and inflation. By comparison, online calculators use generic property and building data, which may not be accurate for your property. The most frequently incorrect data in online calculators are floor area and construction type. An Insurance Valuation from an independent Property InDepth Registered Valuer will remove any guesswork and ensure that you will have enough cover to rebuild your home in the event of a disaster.
For independent advice, call Property InDepth on 0800 463 378 or book your valuation online.
